The biggest issue I have with the for-profit angle to our health care is that we essentially don't have a free market. The 8-10 major carriers, through collusion basically, set prices and then limit choices via in/out of network designations. It contributes to a lack of transparency on pricing and limits the ability of the masses to be true consumers, taking their health care benefits and spending them where they choose. I’m working on an article on this very topic…